Tyler Betts Business Insurance Ohio Kentucky
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Basic Insurance Coverages and Definitions
As an independent insurance agent for Energy Insurance, Tyler can help you determine the coverages that are right for you. This may include any of the following, as well as other insurance coverages:

Commercial auto insurance: Covers businesses for claims that arise as a result of bodily injury and/or property damage due to accident involving a covered business vehicle.

Cyber liability insurance: Provides businesses protection against loss due to the unintentional release of third-party information.

Excess Liability: Additional layers of liability coverage that can extend over general liability, auto liability and other types of liability coverages.

Employers Liability: Provides coverage against lawsuits that would arise out of an injured worker that sues their employer for putting them in an unsafe work environment.

Employment Practices Liability: Provides coverage against lawsuits that arise claiming harassment, wrongful termination or discrimination. This can include employees or an outside third party.

General liability insurance: Covers third party liability claims that arise from bodily injury or property damage as a result of your operations. This is the most basic insurance protection a company will need.

Professional liability and malpractice insurance: Covers against claims due to negligent professional duty, wrongful acts, and advice and services that lead to another person’s loss or injury. This coverage is designed mostly for those that provide professional services such as doctors, architects and designers.

Property insurance: Covers loss to your commercial property due to a covered peril.

Workers compensation: Covers your employees if they become ill or injured while working on the job.
Business income: Covers your normal business expenses such as rent and employee wages if you can’t operate your business due to a covered cause of loss.
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ENERGY INSURANCE AGENCY
tbetts@energyinsagency.com
(513) 314-4240
  • Home
  • About
  • Services
  • FAQs
  • Contact
  • Testimonials
    • Client Spotlight: Full Sky Technologies
  • Request A Quote